Bute & Cowal Credit Union

5 King Street,Rothesay, Isle of Bute. PA20 0DD

Tel: 01700 502000

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29 Ferry Brae, Dunoon, PA23  7DJ

Tel:  01369 702472


Opening Hours



10.30am - 1.30pm



10.00am - 12.30pm



01700 502000 (Bute)

01369702472 (Cowal)

During Opening Hours


.The offices will be closed on Saturday 24 December 2016, Tuesday 27 December 2016, Saturday 31 December 2016 and Tuesday 3 January 2017.


the last date for arranging a loan before Christmas will Saturday 17 December 2016, available to be picked on Tuesday 20 December 2016.

Welcome to the People's Bank!


About Us

A Credit Union is a financial  co-operative, which is owned and run by its members, to provide a safe accessible place for savings (shares) and to offer its members loans at a very low rate of interest.  


Who Can Join?

Anyone who resides or is employed in Bute or Cowal. There is no age limit, but a member must be 18 or over to apply for a loan.

Corporate bodies (this includes community and voluntary bodies) that have a place of business in Bute or Cowal. Please enquire for details.


By filling in a form at the Credit Union offices and providing proof of identity and address.



For People Not For Profit


· Credit unions are for everyone, whatever their financial circumstances.

· It’s an easy way to save throughout the year.

· You get access to low cost loans with no hidden costs or set up charges.

· Savings and loan repayments are tailored to suit your individual finances.

· You receive a friendly and local service

· Your money is safe and protected in the Credit Union



Find out more - download our leaflet (PDF)

Please click on link to download the Directors Report from 2016 AGM.

AGM Report