Bute & Cowal Credit Union

5 King Street,Rothesay, Isle of Bute. PA20 0DD

Tel: 01700 502000

protection logo

29 Ferry Brae, Dunoon, PA23  7DJ

Tel:  01369 702472


Opening Hours



10.30am - 1.30pm

From February the Rothesay office will close at 12.30pm



10.00am - 12.30pm



01700 502000 (Bute)

01369702472 (Cowal)

During Opening Hours


Dunoon office is closed on 31 August 2019 for Cowal Games.








Opening an account

This is simple, come along to the Credit Union Offices and fill in your application form and remember to bring proof of identity and address.


Paying into an account

Come along to the Credit Union offices during opening hours and deposit your savings or you can pay by standing order.


How safe are credit unions?

Credit Unions are authorised by Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority to ensure that they are run lawfully, prudently and efficiently. Our Referral No is 213710 and our Registration No is 93(S)C.


The savings of each member are covered by the Financial Services Compensation Scheme to a maximum of £85,000.  See the fscs icon link for details.


Can I withdraw my shares? Yes, provided they are not pledged as security for a loan and due notice is given as decided by the Directors from time to time.


Maximum Savings

You can save up to £15,000 in your Credit Union Account.


Savings Account

Your rate of savings is not set. Save as little or as much as you want each week, fortnight or month. Your savings are referred to as shares.